Manarin Investment Counsel, Ltd.

I couldn't have said it better myself!

Click here to watch the video

"Judge Andrew Napolitano gives a speech from the heart about freedom and from where our rights come. The Judge explains the hard core truth about the Constitution and why we must fight to regain and retain our freedoms. Courtesy of www.CampaignForLiberty.com."

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When Obamacare was being pushed through Congress, one of the things we were promised was that it would create jobs. But other than more bureaucrats, what jobs has it created? Now, we find out, it may end up costing people jobs!

 http://blog.heritage.org/2011/10/14/morning-bell-why-obamacare-might-cost-you-a-job/?utm_source=Newsletter&utm_medium=Email&utm_campaign=Morning%2BBell

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Medicare is in trouble. Does Washington have the right answers to save it?

Click Here for more.

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Let me get this straight . . . .

We're going to be "gifted" with a health care
plan we are forced to purchase and
fined if we don't,  

Which purportedly covers at least
ten million more people,
without adding a single new doctor,
but provides for 16,000 new IRS agents,  

written by a committee whose chairman
says he doesn't understand it,  

passed by a Congress that didn't read it but
exempted themselves from it,  

and signed by a President who smokes,  

with funding administered by a treasury chief who
didn't pay his taxes,  

for which we'll be taxed for four years before any
benefits take effect,  

by a government which has 
already bankrupted Social Security and Medicare,  

all to be overseen by a surgeon general 
who is obese,  

and financed by a country that's broke!!!!!  

'What the hell could
possibly go wrong?'

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Author: anonymous.

Anyone can understand this:  Why did Bernie Madoff go to prison?  To make it simple, he talked people into investing with him.  Trouble was, he didn't invest their money.  As time rolled on he simply took the money from the new investors to pay off the old investors.  Finally there were too many old investors and not enough money from new investors coming in to keep the payments going. Next thing you know Madoff is one of the most hated men in  America  and he is off to jail.Some of you know this.  But not enough of you.  Madoff did to his investors what the government has been doing to us for over 70 years with Social Security.  There is no meaningful difference between the two schemes, except that one was operated by a private individual who is now in jail, and the other is operated by politicians who enjoy perks, privileges and status in spite of their actions.   Do you need a side-by-side comparison here?  Well here's a nifty little chart.   BERNIE MADOFF SOCIAL SECURITY Takes money from investors with the promise that the money will be invested and made available to them later. Takes money from wage earners with the promise that the money will be invested in a "Trust Fund" (Lock Box) and made available later. Instead of investing the money Madoff spends it on nice homes in the Hamptons    and yachts. Instead of depositing money in a Trust Fund the politicians  transfer it to the General Revenue Fund and use it for general spending and vote buying. When the time comes to pay the investors back Madoff simply uses some of the new funds from newer investors to pay back the older investors. When benefits for older investors become due the politicians pay them with money taken from younger and newer wage earners to pay the older geezers. When Madoff's scheme is discovered all hell breaks loose.  New investors won't give him any more cash. When Social Security runs out of money the politicians try to force the taxpayers to send them some more; or they cancel S/S to all those who paid into it. Bernie Madoff is in jail. Politicians remain in  Washington .. With fat medical and retirement benefits. 'The taxpayer: That's someone who works for the federal government but doesn't have to take the civil service examination.'           ~ Ronald Reagan   "If you put the federal government in charge of the  Sahara Desert , in five   Years there'd be a shortage of sand.      ~ Milton Friedman

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More and more of the things we buy have gradually gone down in price over time.  A great example of this is lasik surgery.  Thanks to market competition and enhanced technology, the cost for this procedure is now significantly less than it once was. 

Does it make sense to apply this same model to all areas of health care?

The below video from Reason TV argues that it does:

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Charles Hugh Smith - The expansion of health insurance and government entitlements created "free money" and thus the explosion of healthcare costs.  The solution is simple and "impossible": we all pay cash.

Here's why healthcare (a.k.a. sick-care) costs cannot be reduced; the entire system is based on vast pools of "free money."  The corporate-America or union/government employee who goes to the doctor pays a few dollars for a visit and drugs; the "real cost" is of no concern.  Ditto the "real costs" charged to Medicare and Medicaid.

The link between the "consumer" of healthcare and the provider has been broken for decades.   There is no "free market" in healthcare--there isn't any market at all.  We live in a Kafka-esque nightmare system in which "some are more equal than others" and hundreds of thousands of dollars are lavished on worthless tests, procedures and medications for two reasons:

1.  because there's "free money" to pay the bills

2.  so-called "defensive medicine" in which worthless tests are administrated to stave off random (sometimes valid, sometimes nuisance) malpractice lawsuits.

There is a solution so simple and so radical that it is "impossible" (and of course you're reading it here): shut down insurance and all government entitlements, and return to the "golden era" of the 1950s when everyone paid cash for healthcare.

Read the remainder of the article here.

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It now seems the federal thinking that uninsured citizens cannot "afford" medical coverage is best left to be explained by the Marx Brothers and the Three Stooges. 

For a breakdown of this analysis, see here.

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