401k
Manarin’s approach to the 401k
There is an abundant supply of professionals willing to manage your company’s 401k plan but too few embrace a “plan sponsor and participant-first” approach. Unappealing investment choices, hidden fees and excessive costs rob business owners and their employees of investment returns needed to fund future retirement income.
What makes us different?
Transparency
As a fee-only 401k advisor, Manarin Investment Counsel receives no compensation or fees of any kind from the investments we offer for your plan. We work for our clients, and no one else.
Enhanced Fiduciary Liability Protection
Our firm is an independent Registered Investment Advisor and serves as an ERISA 3(21) fiduciary partnered with a 3(38) fiduciary. This relieves plan sponsors and individuals responsible for the plan from having to take responsibility for investment selection and monitoring.
Investment Solutions
Using diversified investment solutions with some of the lowest expense ratios in the industry, we offer your company professionally-managed portfolios covering the risk spectrum from 100% equity to 20% equity / 80% bonds.
401k participants don’t need more investment choices – they need a higher level of service provided by a conflict-free investment advisor.